Legal Disclaimer for Users
Important Notice:
Calculation results may not reflect actual financial outcomes.
Assess your situation or consult a licensed advisor before making financial moves.
This disclaimer applies to all calculators and related content provided on quoventaris.sbs. Calculations are intended as planning support and must not be relied upon for critical financial decisions without additional verification.
General Platform Notice
Our calculators provide estimates based on user input. Actual financial situations, rates, and costs may differ from outputs generated. Results may vary, and use of the site does not replace professional advisory services or regulatory compliance.
Liability Limitations
quoventaris.sbs and its affiliates are not liable for consequences resulting from use or reliance on calculator results.
- We are not responsible for monetary losses or damages due to planning based on calculator outputs.
- No outcomes are promised; all results depend on data you provide and market conditions.
- Access may be terminated at any time due to misuse, technical, or legal reasons.
- Indirect, incidental, or consequential damages are not covered under any circumstances.
Result Accuracy and Assumptions
Calculators rely on information and assumptions input by the user. Misestimations or market shifts can impact actual results. Use the outcomes as general guidance only.
The platform does not guarantee accuracy. Results may vary.
No Substitute for Professional Guidance
For advice regarding loans, credit, or significant plans, consider consulting with a licensed financial adviser.
External Website Links
Links to third-party websites serve for reference. We do not control or endorse those sites or accept responsibility for their content or accuracy.
No Guarantee of Performance or Profit
Outputs reflect only your inputs and assumptions; no specific financial result is promised.
Variability of Outcome Notice
Different users may achieve different results, and guidance must be matched to your unique context.
Financial Planning and Fee Notice
For any financial action, review all fees, repayment terms, and Annual Percentage Rate (APR) first.
- APR details and all platform fees are explained clearly in plan information sections.
- Understand total repayment commitments before initiating any payment or plan.
- Periodic platform reviews ensure rates and fee accuracy for users in Malaysia.
Jurisdiction and Law
Quoventaris operates within Malaysian regulations and law.
Users are subject to local laws, terms, and applicable guidelines when using our calculators.
Malaysian regulations govern all terms and interactions.
Local guidance may impact use or access, and compliance remains your responsibility.
Indemnification
You agree to indemnify Quoventaris against liabilities from misuse or violation of these terms.
Severability
If portions of this disclaimer are found unenforceable, the remainder remain effective.
Policy Changes
Quoventaris may update this disclaimer. Changes appear on this page and take effect immediately.
Contact
Reach out for clarifications before taking action based on calculators.
Support Email: content@quoventaris.sbs
Support Phone: +6012-057 9074
Support Address: Mercu 2, Jalan Yap Kwan Seng, Kuala Lumpur 50450 Malaysia
Effective Date: 31 January 2026
Last Updated: 31 January 2026